By June 2019, the Financial Conduct Authority is authorising banks to close down their PPI claim centres and reception of any late PPI claims from the June deadline they can immediately reject. The new PPI claims deadline is clearly in favour of banks and consumers are powerless to stop its advance.
Consumers must make a claim unless they are willing to wait for a long while. Lines and queues to the Financial Ombudsman service may be longer as the year closes to 2019. One might say that it is still four years ahead. However, while few are still going through the process, it would be best to take advantage of the situation.
Make sure you have every receipt of every PPI repayment and billing the bank has issued to you. You could request a Data Access Request for £10 from your bank. This is helpful for PPI policies repaid for more than six years as it overrides the bank rule that it keeps records of over six years.
Evidence that shows you were ineligible for PPI include your pensions receipts, a birth certificate, a self-employment/business certificate or a medical certificate in case of already-existing medical conditions.