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Mis-Sold PPI

Getting Back Your Money
From Mis-sold PPI

Getting back your money from mis-sold PPI

If you are not yet sure about your entitlement to claim back your PPI charges we can help you get to the bottom of the problem. We have extensive experience in helping people get the money they are owed.

A High Court ruling means that banks and other lenders who breached regulations are obliged to pay back all fees – plus compensation – on mis sold PPI policies.

With an industry average payout of £2,750 per policy, many billions of pounds have been set aside to cover the costs. We have helped many people make a claim – we can help you, too.

What is the Mis-sold PPI Scandal?

Payment protection insurance (PPI) is a form of insurance that’s designed to cover the repayments on a mortgage or loan – or any form of credit agreement – in the event of involuntary redundancy. The payments will continue for one year, and sometimes for two in special circumstances.

Many people, however, were mis-sold PPI policies in a variety of ways, and the courts have ruled that fees on such policies must be repaid by the lender.

How Do I Know If I Can Claim PPI?

You can claim back mis-sold PPI costs if you can prove you were mis-sold the policy in the first place.

When you took out the loan concerned you should have been given a full explanation of your rights regarding PPI. One such right was the right to look for the best deal. In many cases the lender implied that their own PPI policy was necessary. In other cases, the borrower was not even told they were paying into a PPI policy.

All of these reasons — and more — have been cited in mis-sold PI claims cases. You have a legal right to claim if you have been mis-sold payment protection insurance.

How Best to Claim Back PPI

Our team of experienced claims advisers can help you claim back the fees on mis-sold PPI policies. We work on a ‘no win, no fee*’ basis, which means you won’t pay anything if it turns out you weren’t mis-sold PPU or your claim isn’t successful.

With experience in the PPI claims process, we are well placed to help you get back the fees on any mis-sold PPI you may have.